Mortenson, Jacob A.
The effects of required minimun distribution rules on withdrawals from traditional IRAs / Jacob A. Mortenson, Heidi R. Schramm and Andrew Whitten .-- , 2019
Resumen.
Bibliografía.
We study the effects of required minimum distribution (RMD) rules on the asset decumulation behavior of retirees with traditional individual retirement arrangements (IRAs). Using a nationally representative panel of 1.8 million IRA holders from 2000 to 2013, we estimate that around 50 percent of individuals would prefer to withdraw less than their required minimum. However, we also estimate that up to 38 percent of these RMD-constrained individuals did not respond to a temporary suspension of RMD rules in 2009.
PENSIONES DE JUBILACIÓN
FONDOS DE PENSIONES
REDISTRIBUCION
RENTA
ESTADOS UNIDOS
Schramm, Heidi R.
Whitten, Andrew
National Tax Journal 0028-0283 v. 72, n. 3, September 2019, p. 507-542
The effects of required minimun distribution rules on withdrawals from traditional IRAs / Jacob A. Mortenson, Heidi R. Schramm and Andrew Whitten .-- , 2019
Resumen.
Bibliografía.
We study the effects of required minimum distribution (RMD) rules on the asset decumulation behavior of retirees with traditional individual retirement arrangements (IRAs). Using a nationally representative panel of 1.8 million IRA holders from 2000 to 2013, we estimate that around 50 percent of individuals would prefer to withdraw less than their required minimum. However, we also estimate that up to 38 percent of these RMD-constrained individuals did not respond to a temporary suspension of RMD rules in 2009.
PENSIONES DE JUBILACIÓN
FONDOS DE PENSIONES
REDISTRIBUCION
RENTA
ESTADOS UNIDOS
Schramm, Heidi R.
Whitten, Andrew
National Tax Journal 0028-0283 v. 72, n. 3, September 2019, p. 507-542