000 01553nab a2200265 c 4500
999 _c149353
_d149353
003 ES-MaIEF
005 20240509143149.0
007 ta
008 240509t2024 us ||||| |||| 00| 0|eng d
040 _aES-MaIEF
_bspa
_cES-MaIEF
245 0 _aInterest rates and the spatial polarization of housing markets
_c Francisco Amaral, Martin Dohmen, Sebastian Kohl and Moritz Schularick
500 _aResumen.
504 _aBibliografía.
520 _aRising within-country differences in house values are a much-debated trend in the United States and internationally. Using new long-run regional data for 15 advanced economies, we show that standard explanations linking growing price dispersion to rent dispersion are contradicted by an important stylized fact: rent dispersion has increased far less than price dispersion. We propose a new explanation: a uniform decline in real risk-free interest rates can have heterogeneous spatial effects on house values. Falling real safe rates disproportionately push up prices in large agglomerations where initial rent-price ratios are low, leading to housing market polarization on the national level.
650 4 _947502
_aINTERES
650 4 _948569
_aTIPOS
650 4 _948129
_aPRESTAMOS HIPOTECARIOS
650 4 _aVIVIENDA
_948710
650 4 _aPRECIOS
_948092
650 4 _aMERCADO
_947725
650 4 _aESTADOS UNIDOS
_942888
700 1 _971703
_aAmaral, Francisco
773 0 _9171653
_oOP 2145/2024/1
_tThe American Economic Review
_x 2640-205X
_g v. 6, n. 1, March 2024, p. 89-104
942 _cART