000 01599nab a2200277 c 4500
999 _c146615
_d146615
003 ES-MaIEF
005 20221107155907.0
007 ta
008 221021t2022 us ||||| |||| 00| ||eng d
040 _aES-MaIEF
_bspa
_cES-MaIEF
100 1 _aGross, Tal
_962888
245 1 4 _aThe liquidity sensitivity of healthcare consumption
_bevidence from Social Security payments
_c Tal Gross, Timothy J. Layton and Daniel Prinz
500 _aResumen
504 _aBibliografĂ­a
520 _aInsurance is typically viewed as a mechanism for transferring resources from good to bad states. However, insurance may also transfer resources from high-liquidity periods to low-liquidity periods. We test for this type of transfer from health insurance by studying the distribution of Social Security checks among Medicare recipients. When Social Security checks are distributed, prescription fills increase by 6–12 percent among recipients who pay small copayments. We find no such pattern among recipients who face no copayments. The results demonstrate that more complete insurance allows recipients to consume healthcare when they need it rather than only when they have cash.
650 4 _aSEGURIDAD SOCIAL
_948362
650 4 _aSEGUROS DE SALUD
_948380
650 4 _aCOPAGO
_960023
650 4 _aASISTENCIA SANITARIA
_931104
650 4 _aLIQUIDEZ
_953202
650 4 _aESTADOS UNIDOS
_942888
700 1 _aLayton, Timothy J.
_970128
700 1 _aPrinz, Daniel
_970129
773 0 _9168199
_oOP 2145/2022/2
_tThe American Economic Review
_x 2640-205X
_gv. 4, n. 2, June 2022, p. 175-190
942 _cART