000 01429nab a2200265 c 4500
999 _c143063
_d143063
003 ES-MaIEF
005 20201021100433.0
007 ta
008 201021t2020 us ||||| |||| 00| 0|eng d
040 _aES-MaIEF
_bspa
_cES-MaIEF
041 _aeng
100 1 _968506
_aPruitt, Seth
245 _aEarnings risk in the household
_bevidence from millions of US tax returns
_c Seth Pruitt, Nicholas Turner
260 _c2020
500 _aResumen.
504 _aBibliografía.
520 _aUsing detailed Internal Revenue Service administrative data on millions of households, we find that households effectively insure against much of the risk facing primary earners. We show that households face less risk than males alone, and households face roughly half the countercyclical risk increase. As a result of these risk differences, household certainty equivalent earnings are 19 percent higher than for males alone, and household certainty equivalent earnings fall by about half as much during recessions. To facilitate related research, we make available the aggregated data used in our analysis.
650 4 _948261
_aRENTA FAMILIAR
650 4 _948302
_aRIESGO
650 4 _941766
_aDECLARACIONES TRIBUTARIAS
650 _aESTADOS UNIDOS
_942888
700 1 _959192
_aTurner, Nicholas
773 0 _9163612
_oOP 2145/2020/2
_tThe American Economic Review
_x 2640-205X
_gv. 2, n. 2, June 2020, p. 237-254
942 _cART