000 02194nab a2200229 c 4500
999 _c142374
_d142374
003 ES-MaIEF
005 20200819134745.0
007 ta
008 200819t2020 at ||||| |||| 00| 0|eng d
040 _aES-MaIEF
_bspa
_cES-MaIEF
041 _aeng
245 _aPromoting and protecting the economic outcomes of older partnered women and widows
_bChallenges for Australia's retirement income system
_c Monica Costa, Helen Hodgson, Siobhan Austen, Rhonda Sharp
260 _c2020
500 _aResumen.
520 _aHistorically, retirement income policy has responded to women's relatively limited ability to secure an independent retirement income through either a state age pension or a surviving spouse benefit, payable to widows upon death of their partner. The shift towards accumulation superannuation schemes in countries such as Australia has made surviving spouse pensions less relevant and left many women financially dependent on their partner in retirement. The economic risks faced by many women within retired couple households as a result of this shift have been neglected by policy makers, at least in part because of the pervasive assumption that intra-household resource allocations are beyond the purview of government. This paper aims to address the resulting policy gap by examining two broad approaches to protect economic outcomes for partnered older women in Australia's superannuation-based retirement income system. One approach features measures aimed at enhancing women's capacity to influence decision-making on household superannuation wealth; and the other focuses on regulatory settings that can influence who owns superannuation wealth within the household. We conclude by identifying specific opportunities to address imbalances in the entitlements of older Australian women to the superannuation assets held in their households.
650 4 _aMUJERES
_947798
650 4 _aPENSIONES DE JUBILACIÓN
_911220
650 _aAUSTRALIA
_932206
700 1 _968144
_aCosta, Monica
773 0 _9162489
_oOP 1867/2020/2
_tAustralian Tax Forum: a journal of Taxation Policy, Law and Reform
_w(IEF)103415
_x 0812-695X
_gv. 35, n. 2, 2020, p. 213-231
942 _cART